Grants, Credits and Assistance

American Family Funds, Inc.
Nonprofit organization offers buyers assistance in obtaining a down payment through a gift program. Based in Mobile, AL.
http://www.americanfamilyfunds.com/

American Indians in Unity
Non-profit offering gap financing, advocacy, information and referral for American Indians seeking home ownership.
http://www.aiiu.org/

Austin Housing Finance Corporation- First-Time Homebuyer Down Payment Assistance Program
Full details of eligibility and other program requirements. Austin, Texas.
http://www.ci.austin.tx.us/ahfc/first_dpa.htm

CalHFA-Homeownership Programs
Includes several targeted programs to help with the purchase of new or pre-existing homes. State of California, USA.
http://www.calhfa.ca.gov/homeownership/

The Center of Resources for Economic Education and Development, Inc. (CREED)
Nonprofit corporation offers down payment assistance programs to people who need help with a home purchase.
http://www.creedinc.org

City of Columbus (Ohio) Downpayment Assistance
Program eligibility requirements and a list of participating lenders.
http://hcs.td.ci.columbus.oh.us/Housing/Downpayment/Downpayment.htm

City of Modesto Downpayment Assistance Program
California. Eligibility, application process, and other details.
http://www.ci.modesto.ca.us/cdd/housing/programs/dpap.asp

Futures - Downpayment Gift Program
A program which provides cash gifts to homebuyers to offset downpayments for the purchase of a homes.
http://www.fhap.org

Genesis Program
Offers home buyers free grant money to purchase a home.
http://www.thegenesisprogram.org

Grants.gov
Non-profit website maintained by The U.S. Department of Health and Human Services that works in cooperation with other government sites in order to help US citizens find the grants they need.
http://grants.gov/

Home Buyer Gift Charity, Inc.
A public nonprofit charity designed to provide downpayment gift funds to homebuyers.
http://www.homebuyergiftcharity.org

HomeBuyerFunds.com
Searchable database of grants, loans, and incentives offered by government agencies.
http://www.homebuyerfunds.com/

Housing Action Resource Trust
Assisting homeowners and first time home buyers with gift funds to cover initial home purchase expenses.
http://www.hartprogram.com

HUD Home Buying Assistance
A non-profit website setup by The United States Department of Housing and Urban Development in order for users to find assistance buying a home in their state.
http://www.hud.gov/buying/localbuying.cfm

Livermore: Down Payment Assistance Program Guidelines
Document explaining who qualifies and how the assistance must be used. [PDF]
http://www.ci.livermore.ca.us/housing_assistance/documents/DPA_Program_guidelines.pdf

Responsible Home Ownership, Inc.
Offers a down payment assistance program for qualifying buyers and eligible homes.
http://www.responsiblehome.com

USA.gov: Government Sponsered Mortgage Information and Programs
A listing of federal mortgage and assistance programs that may be beneficial to home buyers and home owners.
http://www.usa.gov/shopping/realestate/mortgages/mortgages.shtml